About the BuyPower Card
What is the BuyPower Card?
The BuyPower Card is a credit card that rewards you with Earnings on every purchase you make, redeemable toward the retail purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.* Every year, you receive 5% Earnings on the first $5,000 in net credit card purchases. After that, you receive unlimited 2% Earnings on all other purchases for the remainder of your Account year. There is no limit to the amount of Earnings you can accumulate or how much you can redeem toward your new vehicle, and Earnings do not expire. You can also combine your Earnings with most current GM offers and incentives. However, Earnings may not be combined with the GM Employee Purchase Program, GM Supplier Discount Program, GM Employee QRD Purchase Program/Company Owned Vehicle Program, or any other BuyPower Card or GM Card Product Earnings Program, including BuyPower Business Card Earnings. Other exceptions may apply. GM reserves the right to change the Program Rules, regulations and rewards. You can log in to check program rules or call the toll-free number 1-800-947-1000.
You can also redeem up to $250 in statement credits† each year for purchases on eligible in-dealership Certified Service, parts and accessories or GM extras like SiriusXM® subscriptions, and most OnStar® and Connected Services plans.†† Earnings must be redeemed within 90 days of qualifying purchases. Earnings don’t expire on an open Account.
BuyPower Card Purchase APR: 0% Intro for the first 12 months; after that, a variable rate of 15.24%, 18.24% or 24.24%, based on your creditworthiness. Transfer APR: a variable rate of 15.24%, 18.24% or 24.24%, based on your creditworthiness. Cash Advance APR: 24.90% variable. APRs will vary with the market. Cash Advance Fee: greater of 3% of the Advance amount or $10. No Minimum Interest Charge. Credit approval required. Read full Rates & Disclosures. Click this link to go to an external site
*BuyPower Card Earnings may not be used with fleet vehicle incentive programs or with some other offers and discounted sale programs, such as the GM Employee Discount Program, GM Company-Owned Vehicle Discount and GM Supplier Discount Program. Other exclusions may apply. GM Extended Family Card Earnings may not be used with fleet vehicle incentive programs or with some other offers and discounted sale programs. Other exclusions may apply. BuyPower Business Card Earnings may not be used on the purchase of certain vehicles, such as those sold or obtained at auction, or with some other offers and discounted sale programs. See your authorized GM Dealership for eligibility. Other exclusions may apply.